25 Jul Best Interests Duty for brokers and why is it important?
The days of questioning if a mortgage broker was recommending you a loan because it was the best for you are over, thanks to Best Interests Duty Law (BID). From 1...
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28 Jan What is FASTRefi or Rapid Refinance
FASTRefi or Rapid Refinance is a unique refinance process that uses title insurance underwritten by First Title to allow lenders to payout a borrower’s loan account within days, as opposed...
13 Dec Property Purchase with a SMSF Structure
Self Managed Super – Limited recourse loan Some people are interested in the ability to purchase property within a Self-Managed Superannuation Fund (SMSF). An SMSF allows you to invest directly in...
14 Aug 10 Tips to protect your credit score
Your credit score, may also referred to as Equifax Score, is used by some of your potential lender to determine the risk of offering a loan to you. This is...
23 Jul What is the Household Expenditure Measure (HEM)?
Your living expenses play an important part in your broker, or the bank assess your home loan application. To work out your Borrowing Capacity, your living expenses will be a...
14 Nov Will the next home loan you take out might have to be smaller
The prudential regulator APRA on Wednesday ordered banks to lift the “buffer” they add to market interest rates when assessing borrower capacity to repay loans. Here is what that move will mean in...