Australians who lose their jobs will be paid $1,500 per fortnight to cover their share of income in a plan to protect workers who have been stood down because of the coronavirus crisis. Under the $130 billion plan, which was announced today, businesses impacted by the coronavirus will be given the...
Australians have some tough decisions to make regarding their finances and how best to navigate the options made available to them by the Australian Government during the Covid-19 pandemic. The government is allowing individuals affected by the coronavirus to access up to $10,000 of their superannuation in 2019–20 and a...
When applying for a home loan, choosing whether to take a fixed rate or get a variable rate is crucial, especially for those who want to manage their finances more efficiently. While both have advantages and disadvantages, borrowers who would like to have some certainty, particularly in the first...
Most people know there are different types of home loans, with distinct terms and conditions such as variable interest rates. However, the process for obtaining an affordable mortgage also depends on the ultimate goal you have in mind for the purchase. In particular, it matters whether you're buying...
Interest rates are at historic lows, and with talk of a further cuts, we are hearing from many who are now thinking of either finally getting a foot on the property ladder, or investing in another property. But this thought is always followed by: how much can I borrow? Depending on...
A big THANK YOU to all our clients and business partners for making 2019 a very successful year Wishing all our clients, friends and all their families a Merry Christmas and a prosperous and healthy 2020. ...
Between understanding your finances and knowing when, where and what to buy, the whole experience can be daunting. If you’re feeling overwhelmed- stop right there! We’ve compiled tips to ensure that your investment property brings you the rewards you’re looking for. Calculate your costs Buying an investment property is a major...
TODAY’S MORTGAGE MARKET IS VERY COMPETITIVE, SO IF YOU’VE PUT YOUR MORTGAGE ON ‘AUTO-PILOT’ YOU COULD BE PAYING MORE INTEREST THAN YOU SHOULD BE. If you’re looking to save money and pay off your home loan sooner then it makes good financial sense to review your home loan to...
The hardest part of buying a property in Australia isn't necessarily affording the sky-high prices – it's mustering up enough cash to cover a 20 per cent deposit for a loan. For first home buyers, a deposit of at least 20 per cent of the property's valuation is recommended...
Between understanding your finances and knowing when, where and what to buy, the whole experience can be daunting. If you’re feeling overwhelmed- stop right there! We’ve compiled some of the best tips to ensure that your investment property brings you the rewards you’re looking for. Calculate your costs Buying an investment property...