This New Year Believe that anything is possible Start each day with goals Eat real food Buy good books and make time to read them Drink water Exercise daily even when it sounds like a terrible ideaShop for quality not quantity Purge the unnecessary and...
When you're looking to buy a business it's important that you do your homework. Your research should include a detailed review of the industry, your competitors, the financial statements of the business and emerging trends that could impact operations. It is also important to surround yourself...
There are some professions such as Accountants, Lawyers and Medical professionals (doctors, dentists, vets etc) are commonly eligible for home loan discounts, or particular loan types without fees. The benefits differ depending on specific professions. Lenders have their own target lists of professions, but doctors are...
Loan to Value Ratio Whether you are a medical or dental practitioner or an investor looking to build their business/property portfolio; lenders will say that they will lend you a percentage of an asset. This is known as Loan to Value Ratio (“LVR”)). Say you’re about to...
Mortgage brokers have become the primary distribution channel for a major lender, whose CEO concedes that customers no longer want to visit branches. ANZ this week released its full-year results for the 12 months to 30 September. Over the period, brokers originated 56 per cent of...
A new report from global investment bank UBS noted that up to a third of home loan borrowers may not realise they’re on interest-only loans, and confusion around the types of loans borrowers have taken out has begun to emerge. Because monthly repayments on interest-only loans (which...
http://www.smh.com.au/business/banking-and-finance/westpac-ceo-brian-hartzer-grilled-over-interestonly-rate-hikes-20171010-gyye02.html ...
Great article courtesy of Eustice & Co Accountants. http://www.lreustice.com.au/niches/self-managed-super-funds/ In recent years there has been an explosion in the number of Self Managed Superannuation Funds (SMSF) in this country. With more than $600 billion under management, SMSFs are now the largest and fastest growing segment of Australia’s $1.7...
Great news article from AMP: https://www.amp.com.au/personal/news-education/education/your-questions-answered/should-i-repay-the-principal-or-just-the-interest-on-my-investment-property ...
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