Finance Circle Group is incredibly proud and humbled to be named the Winner of the 2025 Mortgage & Finance Association of Australia (MFAA) State Excellence Award for Customer Service – Business.Heartfelt thank you to the Mortgage & Finance Association of Australia (MFAA) for this prestigious...
When it comes to choosing whether to hold personal insurance inside or outside super, both options have pros and cons. Which one is right for you? Benefits of each Insurance inside super Most people have some level of default insurance inside their super. This cover is generally quite...
Building a new home or renovating an existing home ? it is important to engage Finance and Mortgage Brokers such as the team at Finance Circle Group who understands the in’s and outs of construction loans and process....
The Home Guarantee Scheme (HGS), is an Australian Government initiative to help you buy or build your home sooner. We're proud to continue supporting this initiative. First Home Guarantee Under the expanded Home Guarantee Scheme, the Government is now releasing 35,000 First Home Guarantee places each year to support...
Lenders are being more selective when it comes to certain suburbs. Here’s why. We all have suburbs we wouldn’t want to buy a home in, but did you know that lenders have their own views too?...
The days of questioning if a mortgage broker was recommending you a loan because it was the best for you are over, thanks to Best Interests Duty Law (BID). From 1 January 2021, Best Interests Duty laws came into effect for mortgage brokers and financial advisers....
FASTRefi or Rapid Refinance is a unique refinance process that uses title insurance underwritten by First Title to allow lenders to payout a borrower’s loan account within days, as opposed to the standard refinance process which takes weeks to complete. This process allows some solicitors...
Self Managed Super – Limited recourse loan Some people are interested in the ability to purchase property within a Self-Managed Superannuation Fund (SMSF). An SMSF allows you to invest directly in residential or commercial property using the funds accumulated in superannuation. If you want to purchase...
Your credit score, may also referred to as Equifax Score, is used by some of your potential lender to determine the risk of offering a loan to you. This is an automated rating system and based on your credit file as well as the information...
Your living expenses play an important part in your broker, or the bank assess your home loan application. To work out your Borrowing Capacity, your living expenses will be a key factor; how much can you borrow, or even if you can afford one. So, what...