Australians who lose their jobs will be paid $1,500 per fortnight to cover their share of income in a plan to protect workers who have been stood down because of the coronavirus crisis. Under the $130 billion plan, which was announced today, businesses impacted by the coronavirus will be given the...
When applying for a home loan, choosing whether to take a fixed rate or get a variable rate is crucial, especially for those who want to manage their finances more efficiently. While both have advantages and disadvantages, borrowers who would like to have some certainty, particularly in the first...
If you’re looking at buying your first home, chances are you’ve heard the phrase ‘Lenders Mortgage Insurance’ thrown around, or maybe even the acronym ‘LMI’, but how many of us know exactly what this means? If you’re anything like most first-time home buyers, you may be totally worried and even...
Most people know there are different types of home loans, with distinct terms and conditions such as variable interest rates. However, the process for obtaining an affordable mortgage also depends on the ultimate goal you have in mind for the purchase. In particular, it matters whether you're buying...
Interest rates are at historic lows, and with talk of a further cuts, we are hearing from many who are now thinking of either finally getting a foot on the property ladder, or investing in another property. But this thought is always followed by: how much can I borrow? Depending on...
Is your credit rating a little lower than you’d like? Getting rejected for credit card, personal loan, home loan or even a car loan can be disheartening, so here are some tips for improving your credit rating. Finance Circle Group is based in Melbourne and we assist our clients to...
A big THANK YOU to all our clients and business partners for making 2019 a very successful year Wishing all our clients, friends and all their families a Merry Christmas and a prosperous and healthy 2020. ...
Between understanding your finances and knowing when, where and what to buy, the whole experience can be daunting. If you’re feeling overwhelmed- stop right there! We’ve compiled tips to ensure that your investment property brings you the rewards you’re looking for. Calculate your costs Buying an investment property is a major...