Benefits of Business Loans
Business loans are designed to assist with major investments in the future of your business. To qualify, you’ll need to operate a registered business and show your capacity to repay through financial history, assets, and liabilities. Security may be required in the form of residential or commercial assets.
Unlike overdrafts or short-term credit, business loans provide lump-sum funding at the start, with repayments structured over the life of the loan (often 10+ years). This makes them ideal for expansions, renovations, or major equipment purchases.
Business Loan Options
Fixed Business Loans
Stable repayments at fixed interest rate.
Some lenders allow extra repayments.
Best for businesses seeking repayment certainty.
Variable Business Loans
Greater flexibility, but repayments shift with market rates
May include redraw facilities or interest-only periods.
Hybrid Loans
Combination of fixed + variable for balance of certainty and flexibility.
Working Capital Loans
Overdrafts and debtor finance facilities for short-term requirements.
Asset Finance Solutions
Asset finance helps you purchase vehicles, machinery, IT equipment, medical gear, or other assets — without tying up your working capital.
Chattel Mortgage
Own the asset with structured repayments
Hire Purchase
Gradual ownership through fixed payments
Finance Lease
Use assets without ownership obligations
Novated Lease
Employee benefit vehicle leasing
Operating Lease
Flexible short-term asset access
Asset Refinance
Unlock equity in existing assets
Secure the Right Finance for Your Business Growth
Our team works with 20+ lenders to match you with the best solution.
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